Caring for a parent or elderly loved one can be overwhelming if you have never done it before, and knowing where to start can be confusing. You can try to take care of your loved one yourself, but are you really meeting their needs and keeping them safe? You can hire your own private caregiver to take care of them, but how do you know whom you are hiring?

That is why Grace Professional Homecare provides you with a step by step review of the three types of caregivers to provide you with valuable information so that you can make the best choice for you and your loved one's unique situation.

  1. You become the caregiver.

    • No home care businesses are involved. You provide all of the care and support for your loved one.

  2. You hire a private caregiver.

    • When you hire a caregiver or indecent, you become an employer. As the employer, the IRS and, depending on the state, state authorities will classify you as a household employer.
    • If you pay wages to any private caregiver, then you are required to report wages, file tax forms, and pay payroll taxes. If you fail to fulfill your obligations to the IRS and state authorities as a household employer, then you are putting yourself at risk of fines and penalties. 
    • Some people try to avoid this by paying caregivers "under the table" which is illegal.
    • Do you want to increase your liability when you are trying to take the correct action?
  3. Hire a non-medical home care business.

    • The home care business hires the employees and takes care of all the legal and tax documentation.
    • They provide a skilled caregiver that can meet the needs of your loved one.
    • Grace Professional Homecare trains its caregivers in addition to providing these for all caregivers:
      • Background checks
      • Worker's compensation insurance
      • Payment of appropriate state and federal taxes
      • Completion of necessary tax forms
      • Bonding against theft
      • Professional liability insurance
      • Personal property damage insurance